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What people think about Springs Valley Bank & Trust Company?
Below you find some of the testimonials of our customers.
I got payday loan from Springs Valley Bank & Trust Company twice. Paid back all my loans as agreed. Last morning wanted to borrow more, but they approved me for only $500 ???
Jasper Haley
This company is a scam. I will never use again. $30 goes towards loan and you keep $79 for interest.
Geraldine Turner
Said I was approved for a payday loan. Have been waiting 2 days, still no money I my account. I suppose it’s scam.
Mrs. Laurine Ruecker IV
Pay Attention
Now you can read general features of payday loans.
Payday Loans in Washington, New Hampshire
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the best solution to your short-term financial problems in Washington , New Hampshire because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.
APR
36% small loan cap
Max Loan
$500
Min Term
7 days
Max Term
30 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.
APR Calculator
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First Merchants Bank
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