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3.8 4 reviews

2329 N Salisbury St, West Lafayette, IN 47906, USA
+1 (765) 423-7162
www.firstmerchants.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

What people think about First Merchants Bank?

Below you find some of the reviews of our clients.

Easy application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was accepted for $600 only. Hope the available amount will increase next time. Interest rate is reasonable. Paid off the debt on time. If desired, the term can be also extended.

Isabelle Green

Was invited to a birthday party but was broke at that time. A friend recommended me to contact First Merchants Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was hassle free.

Prof. Heloise Witting PhD

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in West Lafayette, Ohio

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in West Lafayette, Ohio. The APR will be set specifically for each applicant and will depend on the personal data the borrower filled in.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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