Welcome to Our Online Loan Referral Service

4 7 reviews

200 Airport Rd, Ames, IA 50010, USA
+1 (800) 296-9064
bit.ly
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Greater Iowa Credit Union?

Here you grapple with the feedback of our customers.

Always response quickly to my emails.

Frank Ryan

Great customer service!

Thad Steuber

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Further there will be presented the details about not a definite lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Ames, Iowa

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Ames, Iowa is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help take out a payday loan in Ames, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Ames, ia will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Ames, Iowa

Great Western Bank

206 Broad St, Humeston, IA 50123, USA

+1 (641) 877-2341

www.greatwesternbank.com

Hedrick Savings Bank

201 High St, Kellogg, IA 50135, USA

+1 (641) 526-8231

MoneyGram

2842 University Ave, Waterloo, IA 50701, USA

+1 (319) 236-0600

locations.moneygram.com

Security National Bank

251 Reed St, Akron, IA 51001, USA

+1 (712) 568-2472

www.snbonline.com

Peoples Bank

303 Main St, Rippey, IA 50235, USA

+1 (515) 436-7418

www.mypeoples.bank

DuTrac Community Credit Union

3465 Asbury Rd, Dubuque, IA 52002, USA

+1 (563) 582-1331

www.dutrac.org

A to Z Pawn

200 Euclid Ave, Des Moines, IA 50313, USA

+1 (515) 245-9660

Security Trust & Savings Bank

601 Lake Ave N, Storm Lake, IA 50588, USA

+1 (712) 732-3022

www.securitybanksl.com

Sioux Valley Credit Union

3450 S Lakeport St A, Sioux City, IA 51106, USA

+1 (712) 274-7828

www.siouxvalleyccu.com

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