Welcome to Our Online Loan Referral Service

2.7 26 reviews

405 Main St, Ames, IA 50010, USA
+1 (515) 232-8200
locations.usbank.com
Friday
9AM–5PM
Saturday
9:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the reviews of our clients.

The staff was nice and made small talk while helping.

Lavina Barrows

Bring a packed lunch to wait in-line.

Newton Zboncak I

When I moved to another place, they sent me a "housewarming gift".

Mr. Shayne Emard

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Ames, Iowa

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are considered as payday loans in Ames, ia. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Ames, Iowa?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Ames, ia review this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only resolve current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ames, Iowa

Greater Iowa Credit Union Operations Center

1509 Baltimore Dr, Ames, IA 50010, USA

+1 (800) 296-9064

www.gicu.org

Peoples Credit Union

1717 5th Ave S, Fort Dodge, IA 50501, USA

+1 (515) 573-8991

peoples-credit-union.com

U.S. Bank Branch

4045 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (515) 248-7730

locations.usbank.com

Earlham Savings Bank

130 N Chestnut Ave, Earlham, IA 50072, USA

+1 (515) 758-2251

www.earlhambank.com

Farmers Trust & Savings Bank

201 3rd St, Lakota, IA 50451, USA

+1 (515) 886-2242

www.ftsbbank.bank

U.S. Bank Branch

1751 Madison Ave, Council Bluffs, IA 51503, USA

+1 (712) 325-4740

locations.usbank.com

Vital Financial Services

12257 University Ave # 206, Clive, IA 50325, USA

+1 (515) 225-4876

www.vitalfs.com

Farmers State Bank

501 E State St, Algona, IA 50511, USA

+1 (515) 295-7221

www.fsbiowa.com

Fidelity Bank & Trust

561 Main St, Dike, IA 50624, USA

+1 (319) 989-2474

www.statebankia.com

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