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2709 Northridge Pkwy, Ames, IA 50010, USA
+1 (515) 445-1889
www.centralstatebankia.com
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2004-10-26

Mailing Address

409 W. Main St., State Center, IA, 50247, United States

Company Name

Judy Eggers

Central State Bank

Contact Data

[email protected]

+1.6414832505

+1.6414832851

What people think about Central State Bank Ames?

Below you get acquainted with some of the opinions of our customers.

I have already submitted an application to this website once and I was very happy with the rates. This is the only day and night service with competitive rates in my area.

Ashleigh Torp PhD

I always use Central State Bank Ames when it need a cash advance. The application process is quick. No troubles.

Mercedes Collins

I always use Central State Bank Ames when it need a payday loan. The application process is quick. No troubles.

Lucious Krajcik

It wanted to rebuild my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Central State Bank Ames. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.

Bettye O'Reilly IV

I always use Central State Bank Ames when it need a cash advance. The application process is easy. No problems.

Alyson Kshlerin

Pay Attention

Above there is information about a precise company. Below you can review common characteristics of payday loans.

Payday Loans in Ames, Iowa

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and fast to get approved for payday loans in Ames, Iowa. The interest rate will be set individually for each consumer and will depend on the personal details the person filled in.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments on scheduled.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

Other Payday Lenders in Ames, Iowa

Mister Money USA

1344 1st Ave NE, Cedar Rapids, IA 52402, USA

+1 (319) 286-8108

expressloansofamerica.com

EZ Money Check Cashing

700 La Porte Rd, Waterloo, IA 50702, USA

+1 (319) 226-6185

waterloo-ia.getezmoney.com

Financial Plus Credit Union

1831 25th St, West Des Moines, IA 50266, USA

+1 (515) 224-1222

www.financialpluscu.com

Commercial Savings Bank

402 2nd St, Dedham, IA 51440, USA

+1 (712) 683-5611

www.csbcarroll.com

GreenState Credit Union

2355 Landon Rd, North Liberty, IA 52317, USA

+1 (800) 397-3790

www.greenstate.org

Iowa Trust & Savings Bank

2101 10th St, Emmetsburg, IA 50536, USA

+1 (712) 852-3451

www.iowatrustbank.com

Edward Jones - Financial Advisor: Don Smith

615 Horseshoe Dr, Grinnell, IA 50112, USA

+1 (641) 236-0685

www.edwardjones.com

MidWestOne Bank

802 13th St, Belle Plaine, IA 52208, USA

+1 (319) 444-2842

www.midwestone.bank

Shelby County State Bank

111 Main St, Portsmouth, IA 51565, USA

+1 (712) 743-2715

www.scsbnet.com

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