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What people think about Community Choice Credit Union?
Below you find some of the reviews of our customers.
I went in there to get an auto loan (with an excellent credit score).
Prof. Winston Koepp MD
U.S bank cashed my check no problem.
Mrs. Raegan Eichmann
I would not recommend using them for a home equity line of credit.
Eldred Pfeffer
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Ames, Iowa
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Ames, Iowa is are simple to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help clients who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments punctually.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Ames, Iowa
Pocahontas State Bank
233 N Main St, Pocahontas, IA 50574, USA
+1 (712) 335-3567
www.pocahontasstatebank.com
Check Into Cash
420 N Roosevelt Ave #130, Burlington, IA 52601, USA
+1 (319) 754-1900
local.checkintocash.com
Bankers Trust Windsor Heights
7000 University Ave, Windsor Heights, IA 50324, USA
+1 (515) 271-1000
bankerstrust.com
Edward Jones - Financial Advisor: Randy Gregg, AAMS®
2332 IA-2, Mt Ayr, IA 50854, USA
+1 (641) 464-2062
www.edwardjones.com
Great Western Bank
201 S 25th St, Fort Dodge, IA 50501, USA
+1 (515) 576-3177
www.greatwesternbank.com
Edward Jones - Financial Advisor: John K Stookesberry
110 S Madison St, Bloomfield, IA 52537, USA
+1 (641) 664-2044
www.edwardjones.com
OneMain Financial
497 Indianhead Dr #107, Mason City, IA 50401, USA
+1 (641) 421-8500
www.onemainfinancial.com
