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What people think about Community Choice Credit Union?
Below you find some of the reviews of our customers.
I went in there to get an auto loan (with an excellent credit score).
Prof. Winston Koepp MD
U.S bank cashed my check no problem.
Mrs. Raegan Eichmann
I would not recommend using them for a home equity line of credit.
Eldred Pfeffer
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Ames, Iowa
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Ames, Iowa is are simple to get. The interest rate is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help clients who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments punctually.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Ames, Iowa
Public Employees Credit Union
624 Franklin St, Waterloo, IA 50703, USA
+1 (319) 291-4375
www.publicemployeescu.com
Centris Federal Credit Union ATM
2825 Ave G, Council Bluffs, IA 51501, USA
+1 (402) 334-7000
www.centrisfcu.org
Great Southern Bank
1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA
+1 (515) 265-4880
locations.greatsouthernbank.com
Ashton State Bank - Member FDIC
317 3rd St, Ashton, IA 51232, USA
+1 (712) 724-6326
www.ashtonstatebank.com
