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5 reviews

700 Chestnut St, Atlantic, IA 50022, USA
+1 (712) 243-4183
www.firstwhitneybank.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1999-10-28

Mailing Address

PO Box 346, Atlantic, IA, 50022, United States

Company Name

Nathan Ho

Five Q

Contact Data

Non-Public Data

Feedback about First Whitney Bank & Trust?

Here you see the reviews of our clients.

want to express my deep gratitude to First Whitney Bank & Trust for believing my case. I had some issues with a credit rating, but this service helped me out and issued a loan.

Emie Hane

I often take out a cash advance to a card in First Whitney Bank & Trust. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the nuances.

Sophie Padberg

Thanks to First Whitney Bank & Trust for helping out when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Miss Eloise Herman

Money was urgently required. I submitted an online application in First Whitney Bank & Trust. I sent all the necessary photos of documents, talked to the managers by phone. The requested amount was approved. Within an hour, the money was transferred to my card.

Micah Ritchie

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Atlantic, Pennsylvania

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to issue loans in Atlantic, Pennsylvania. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

6% APR small loan cap

How will First Whitney Bank & Trust help take out a loan in Atlantic, Pennsylvania?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Atlantic, pa will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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