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5 5 reviews

609 N Clark St, Carroll, IA 51401, USA
+1 (712) 792-8559
www.unitedbk.bank
Friday
9AM–4PM
Saturday
9–11AM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

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Feedback about United Bank of Iowa?

Here you read the reviews of our clients.

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Mervin Stanton MD

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Ned Bins

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Triston Hane

Yesterday I needed money, I decided to addressed United Bank of Iowa. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Brandi Hackett

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Carroll, Ohio

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Carroll, oh. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will United Bank of Iowa help take out a payday loan in Carroll, Ohio?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Carroll, oh review this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but improve the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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