Welcome to Our Online Loan Referral Service

3.7 3 reviews

6307 University Ave, Cedar Falls, IA 50613, USA
+1 (319) 266-3989
locations.usbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

Love the bank staff!

Annetta Waelchi

US BANK is exceptional and of the highest quality.

Martin Donnelly DDS

Horrible bank would give zero stars if possible

Cleveland Kohler

Great company, very helpful and customer-focused employees.

Fermin Lowe I

If your looking for a Bank dont pick this one , Keep Shopping.

Sabrina Schimmel II

Online banking and the mobile banking app made that possible and very easy.

Ms. Felicita Hahn

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Cedar Falls, North Carolina is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

36% APR small loan cap

How will U.S. Bank Branch help take out a payday loan in Cedar Falls, North Carolina?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Cedar Falls, nc review this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on a due date and not only cope with current problems, but improve the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Iowa Trust & Savings Bank

23918 Hwy J18, Moravia, IA 52571, USA

+1 (641) 724-3217

www.iowatrust.bank

U.S. Bank ATM - Council Bluffs Westside

2901 W Broadway, Council Bluffs, IA 51501, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Wade J Nash

308 1st Ave Ste 120, Coralville, IA 52241, USA

+1 (319) 499-5869

www.edwardjones.com

Reliance State Bank

175 E 3rd St, Garner, IA 50438, USA

+1 (641) 923-2801

www.rsbiowa.com

Great Western Bank

301 E Washington St, Clarinda, IA 51632, USA

+1 (712) 542-5605

www.greatwesternbank.com

VisionBank

217 W Mulberry St, Ogden, IA 50212, USA

+1 (515) 275-2420

MidWestOne Bank

500 S Clinton St, Iowa City, IA 52240, USA

+1 (319) 356-5800

www.midwestone.bank

Edward Jones - Financial Advisor: Spenser S Rahm

630 Hwy 18 E, Suite 1, Clear Lake, IA 50428, USA

+1 (641) 357-1434

www.edwardjones.com

Collins Community Credit Union

3425 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (800) 475-1150

www.collinscu.org

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