Welcome to Our Online Loan Referral Service

3.7 3 reviews

6307 University Ave, Cedar Falls, IA 50613, USA
+1 (319) 266-3989
locations.usbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

Love the bank staff!

Annetta Waelchi

US BANK is exceptional and of the highest quality.

Martin Donnelly DDS

Horrible bank would give zero stars if possible

Cleveland Kohler

Great company, very helpful and customer-focused employees.

Fermin Lowe I

If your looking for a Bank dont pick this one , Keep Shopping.

Sabrina Schimmel II

Online banking and the mobile banking app made that possible and very easy.

Ms. Felicita Hahn

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Cedar Falls, North Carolina is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

36% APR small loan cap

How will U.S. Bank Branch help take out a payday loan in Cedar Falls, North Carolina?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Cedar Falls, nc review this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on a due date and not only cope with current problems, but improve the credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Edward Jones - Financial Advisor: Tamra A Shadlow, CFP®|ChFC®

522 Broad St, Story City, IA 50248, USA

+1 (515) 733-5113

www.edwardjones.com

WCF Financial Bank

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+1 (515) 832-3071

www.wcfbank.com

MoneyGram

2110 Park Ave, Muscatine, IA 52761, USA

+1 (563) 264-5889

locations.moneygram.com

State Bank

215 Main St, Peterson, IA 51047, USA

+1 (712) 295-6611

statebank-spencer.com

First Federal Credit Union

1035 N Center Point Rd, Hiawatha, IA 52233, USA

+1 (319) 743-7806

www.firstfedcu.com

Iowa State Savings Bank

200 N Main St, Lenox, IA 50851, USA

+1 (641) 333-2255

www.issbbank.com

West Bank

125 Grand Ave, West Des Moines, IA 50265, USA

+1 (515) 222-2384

www.westbankstrong.com

Edward Jones - Financial Advisor: Brad W Ludwig, AAMS®

100 Fox St SE, Cascade, IA 52033, USA

+1 (563) 852-7055

www.edwardjones.com

Edward Jones - Financial Advisor: Steven W Salter

133 1st Ave E, Dyersville, IA 52040, USA

+1 (563) 875-8188

www.edwardjones.com

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