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4.5 2 reviews

4510 Prairie Pkwy, Cedar Falls, IA 50613, USA
+1 (319) 277-2500
www.midwestone.bank
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about MidWestOne Bank?

Below you see some of the opinions of our customers.

The only thing really good about this place is the customer service.

Lionel Fay

Prices are good and the staff is entertaining and helpful.

Lafayette Wisoky

Great deals and always treat you like family everytime you walk in the door!!

Jadon Nitzsche

Important

The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.

Payday Loans in Cedar Falls, North Carolina

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Cedar Falls, North Carolina. The APR will be set individually for each client and will depend on the personal information the person entered.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Cedar Falls, Iowa

Bank of the West

901 Grand Ave, Des Moines, IA 50309, USA

+1 (515) 288-1597

www.bankofthewest.com

Edward Jones - Financial Advisor: John A Westfall

890 11th St, Marion, IA 52302, USA

+1 (319) 377-8973

www.edwardjones.com

MidWestOne Bank

802 13th St, Belle Plaine, IA 52208, USA

+1 (319) 444-2842

www.midwestone.bank

U.S. Bank ATM

112 W 2nd St S, Newton, IA 50208, USA

+1 (800) 872-2657

usbank.com

Breda Savings Bank

105 E Main St, Breda, IA 51436, USA

+1 (712) 673-2321

www.bredasavingsbank.com

Edward Jones - Financial Advisor: Dusty Stewart

1255 N Elm St, Ottumwa, IA 52501, USA

+1 (641) 682-2600

www.edwardjones.com

U.S. Bank ATM - Des Moines Highland Park

115 E Euclid Ave, Des Moines, IA 50313, USA

+1 (800) 872-2657

usbank.com

Peoples Bank Pleasantville

802 W Jasper St, Pleasantville, IA 50225, USA

+1 (515) 848-5741

www.mybankpsb.com

CUSB Bank

410 North St, Ridgeway, IA 52165, USA

+1 (563) 737-2239

www.cusb.com

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