Welcome to Our Online Loan Referral Service

3.7 18 reviews

5321 Council St NE, Cedar Rapids, IA 52402, USA
+1 (319) 378-3183
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.

The staff is friendly and helpful. :)

Keenan Lang PhD

Needless to say I had to give up an entire $50 check from the holidays for this.

Scarlett Skiles

She was extremely friendly world class customer service and very knowledgeable.

Mrs. Icie Heaney DVM

Pay Attention

Above-specified info provides the details about a certain lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Cedar Rapids, Iowa are taken out easily. The interest percentage is dependent on the customer's personal data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Cedar Rapids, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Cedar Rapids, Iowa. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Raccoon Valley Bank

1202 2nd St, Perry, IA 50220, USA

+1 (515) 465-3521

www.raccoonvalleybank.com

U.S. Bank Branch

323 E Reed St, Red Oak, IA 51566, USA

+1 (712) 623-4828

locations.usbank.com

Edward Jones - Financial Advisor: Vicki J Wade

709 1st Ave W Suite 2, Newton, IA 50208, USA

+1 (641) 792-0019

www.edwardjones.com

Community 1st Credit Union

300 S Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-9194

www.c1stcreditunion.com

Greater Iowa Credit Union

1630 22nd St, West Des Moines, IA 50266, USA

+1 (800) 296-9064

bit.ly

Iowa State Bank

419 Main St, Lake View, IA 51450, USA

+1 (712) 657-2721

www.myisb.bank

Kerndt Brothers Bank - West Union

205 N Vine St, West Union, IA 52175, USA

+1 (563) 422-6072

www.kerndtbrothers.com

Edward Jones - Financial Advisor: Christie Collins, AAMS®

1320 11th St NW, Clinton, IA 52732, USA

+1 (563) 242-0466

www.edwardjones.com

Central Bank

301 Main St, Washta, IA 51061, USA

+1 (712) 447-6420

www.centralbankonline.com

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