Welcome to Our Online Loan Referral Service

3.7 3 reviews

200 2nd Ave SE, Cedar Rapids, IA 52401, USA
+1 (319) 362-2149
www.principal.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1995-01-09

Mailing Address

711 HIGH ST, DES MOINES, IA, 50392-0001, United States

Company Name

Principal Financial Services, Inc.

Principal Financial Services, Inc.

Contact Data

adminnet@principal.com

+1.5152483289

+1.9999999999

Feedback about Principal Financial Group?

Here you see the feedback of our clients.

Very happy with the services and guidance over the years.

Darron Stokes

Poor communication and refuses to help you in any way.

Dorris McCullough

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Cedar Rapids, Iowa are taken out hassle-free. The interest rate is conditional on the borrower's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Principal Financial Group help issue a payday loan in Cedar Rapids, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the request. Payday loans in Cedar Rapids, Iowa may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

Edward Jones - Financial Advisor: Justin J Brimmer, CFP®|AAMS®

5701 Utica Ridge Rd Suite 100, Davenport, IA 52807, USA

+1 (563) 386-1275

www.edwardjones.com

Citi Financial

349 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 396-1880

online.citi.com

EZ Money Check Cashing

222 E Lincoln Way #101, Ames, IA 50010, USA

+1 (515) 956-4610

ames-ia.getezmoney.com

Edward Jones - Financial Advisor: Todd L Havel, AAMS®

610 G Ave, Grundy Center, IA 50638, USA

+1 (319) 825-4115

www.edwardjones.com

Collins Community Credit Union

4343 Merle Hay Rd, Des Moines, IA 50310, USA

+1 (800) 475-1150

www.collinscu.org

United Bank of Iowa

201 N Center St, Lake City, IA 51449, USA

+1 (712) 464-3181

www.unitedbk.bank

MidWestOne Bank

500 Oskaloosa St, Pella, IA 50219, USA

+1 (800) 247-4418

www.midwestone.bank

Federation Bank

107 Richland St, Richland, IA 52585, USA

+1 (319) 456-2265

www.federationbankia.com

Peoples Bank Wealth Management Group

71 Hardy St, Akron, IA 51001, USA

+1 (712) 568-1091

www.peoples-ebank.com

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