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Created Date
1995-08-22
Mailing Address
Company Name
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Feedback about Banker's Trust?
Here you get acquainted with the reviews of our customers.
Banker's Trust seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.
Vergie Hegmann
Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.
Eula Gutkowski Jr.
It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.
Dr. Lambert Jaskolski MD
Good service with a reasonable percentage. Money deposited immediately, I always use Banker's Trust.
Florida McKenzie
Pay Attention
Above-shown info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.
Payday Loans in Cedar Rapids, Iowa
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Cedar Rapids, Iowa is issued simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Banker's Trust help take out a payday loan in Cedar Rapids, Iowa?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
After filling in an application, submit it and recieve the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
OneMain Financial
2824 W, Locust St ste 5-a, Davenport, IA 52804, USA
+1 (563) 386-0440
www.onemainfinancial.com
Green Belt Bank & Trust
508 G Ave, Grundy Center, IA 50638, USA
+1 (319) 824-2600
www.greenbeltbank.com
