Domain Info
Created Date
2005-09-14
Mailing Address
235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States
Company Name
Community 1st Credit Union
Community 1st Credit Union
Feedback about Community 1st Credit Union?
Here you read the feedback of our clients.
Great customer service, they have always worked with us getting a good loan - home, auto, HELOC.
Dr. Annetta Bayer
People are super friendly like banking used to be.
Marianna Veum
Can get cash back from hyvees ect. but this garbage atm wont give money.
Franz Tromp IV
People are super friendly like banking used to be.
Alexandro Lubowitz III
Can get cash back from hyvees ect. but this garbage atm wont give money.
Ms. Felicia Wintheiser
Love this place and the employees.
Leora Senger Sr.
Pay Attention
The first three points show the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.
Payday Loans in Cedar Rapids, Iowa
According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.
Such financial products as payday loan in Cedar Rapids, Iowa is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Community 1st Credit Union help take out a payday loan in Cedar Rapids, Iowa?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to review the application. The money are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Cedar Rapids, ia will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.
APR Calculator
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