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What people think about Cedar Rapids Bank & Trust?
Below you read some of the reviews of our clients.
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I found this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.
Amie Stokes
They approve applicants urgently and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Prof. Lora Ankunding
The process was convenient, straightforward. No guarantors needed. Thank you so much. Love their round-the-clock customer support. No complaints. Would use again.
Thurman Hansen
Thanks!! The money were sent to my bank account as promised – the same day. I paid off the debt on time and had no complaints. The process is hassle-free and legit. Be a responsible borrower and you will have no troubles.
Kailee Mueller
The process was trouble-free, straightforward. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No problems. Would apply again.
Aimee Schiller
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Cedar Rapids, Iowa
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Cedar Rapids, Iowa. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
First Whitney Bank & Trust
223 Chestnut St, Atlantic, IA 50022, USA
+1 (712) 243-3195
www.firstwhitneybank.com
Edward Jones - Financial Advisor: Mark J McGarvey, CFP®
2300 Swan Lake Blvd Ste 203, Independence, IA 50644, USA
+1 (319) 334-7070
www.edwardjones.com
Edward Jones - Financial Advisor: Brendan G Lamont, AAMS®
100 1st St N, Newton, IA 50208, USA
+1 (641) 792-5550
www.edwardjones.com
