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5 37 reviews
Loan agency in Cedar Rapids, Iowa

3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA
15 years in business
+1 (319) 390-5800
www.advanceamerica.net
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

The service was awesome Correan & Samantha where super helpful.

Davin Howe

The staff at this location are absolutely phenomenal.

Haylie Parker

Fast, easy to work with, nice people.

Curt Leannon

Pay Attention

Above-defined info provides the details about a exact lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Cedar Rapids, Iowa are issued hassle-free. The interest rate depends on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in Cedar Rapids, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Cedar Rapids, ia will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Cedar Rapids, Iowa

MidWestOne Bank

112 N Main St, Sigourney, IA 52591, USA

+1 (641) 622-2381

www.midwestone.bank

City State Bank

501 West St, New Virginia, IA 50210, USA

+1 (641) 449-3314

www.citystatebank.com

Advance America

1702 W Burlington Ave Ste. #100, Fairfield, IA 52556, USA

+1 (641) 472-2143

www.advanceamerica.net

First Security Bank & Trust Co

506 Main St, Swaledale, IA 50477, USA

+1 (641) 995-2312

www.1stsecuritybank.com

Prime Care America

23054 Timber Ave, Glidden, IA 51443, USA

+1 (712) 659-1234

U.S. Bank Branch

4515 Fleur Dr, Des Moines, IA 50321, USA

+1 (515) 248-7780

locations.usbank.com

Advance America

1801 E Kimberly Rd Ste. 3, Davenport, IA 52807, USA

+1 (563) 359-5525

www.advanceamerica.net

Bankers Trust

655 E Army Post Rd, Des Moines, IA 50315, USA

+1 (515) 245-2977

www.bankerstrust.com

MidWestOne Bank

10030 IA-149, North English, IA 52316, USA

+1 (319) 664-3311

www.midwestone.bank

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