Welcome to Our Online Loan Referral Service

3.7 3 reviews

300 N Main St, Charles City, IA 50616, USA
+1 (641) 228-5315
www.myfcb.bank
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our clients.

Money was urgently needed. I submitted an online application in First Citizens Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Mercedes Doyle

I have a problem with paying back a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact First Citizens Bank. They really helped out.

Gilberto DuBuque

A good payday lender. It quickly reviewed the application and deposited the funds to my bank account.

Geo Larkin

Pay Attention

Above there are details about a definite lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Charles City, Virginia

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and fast to issue loans in Charles City, Virginia. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a payday loan in Charles City, Virginia?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Charles City, Virginia. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Charles City, Iowa

First State Bank

304 E Main St, Belmond, IA 50421, USA

+1 (641) 444-3226

www.fsbbelmond.com

LPL Financial

116 S Walnut St # 1, Glenwood, IA 51534, USA

+1 (712) 527-5657

Quad City Bank & Trust

4500 N Brady St, Davenport, IA 52806, USA

+1 (563) 388-4780

www.qcbt.com

Bank Iowa - Shenandoah

701 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-1311

www.bankiowa.bank

Hometown Cash Advance

4212 Douglas Ave D, Des Moines, IA 50310, USA

+1 (515) 255-0400

U.S. Bank Branch

405 Main St, Ames, IA 50010, USA

+1 (515) 232-8200

locations.usbank.com

Iowa State Bank

308 Main St, Ireton, IA 51027, USA

+1 (712) 278-2321

iowastatebank.net

Advance America

2418 Virginia Ave, Clinton, IA 52732, USA

+1 (563) 243-6477

www.advanceamerica.net

Employees Credit Union

2714 E Central Ave, Estherville, IA 51334, USA

+1 (712) 362-5897

www.employeescu.com

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