Welcome to Our Online Loan Referral Service

3.7 3 reviews

12 Main St, Charter Oak, IA 51439, USA
+1 (712) 678-3348
www.unitedbk.bank
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
9–11AM

Domain Info

Created Date

Mailing Address

Company Name

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Feedback about United Bank of Iowa?

Here you get acquainted with the reviews of our customers.

I even work in fast food and never give my customers the service I received.

Zachariah Nienow

Best prices ever,very friendly staff willing to help you.

Karl Waelchi

Our Church needed A PA amp and a keyboard for our 1st Service.

Bennie Lubowitz DDS

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Charter Oak, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Charter Oak, Iowa are issued problem-free. The interest rate is dependent on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help issue a payday loan in Charter Oak, Iowa?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial abilities to approve the application. Cash advance in Charter Oak, Iowa may help enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Charter Oak, Iowa

Luana Savings Bank

123 E Main St, Ossian, IA 52161, USA

+1 (563) 532-7022

luanasavingsbank.com

U.S. Bank Branch

2615 Grand Ave, Ames, IA 50010, USA

+1 (515) 232-0093

locations.usbank.com

Check For Cash

2301 Circle Dr W, Spirit Lake, IA 51360, USA

+1 (712) 336-2274

expressloansofamerica.com

U.S. Bank Branch

405 S 3rd St, Clinton, IA 52732, USA

+1 (563) 243-8500

locations.usbank.com

Lee Co Credit Union

123 Boulevard Rd # 5, Keokuk, IA 52632, USA

+1 (319) 524-4346

Diversified Commercial Funding

2973 100th St #15, Urbandale, IA 50322, USA

+1 (515) 375-0818

www.diversifiedcf.com

Regions Bank

224 W Ridgeway Ave, Waterloo, IA 50701, USA

+1 (319) 429-7580

www.regions.com

First Midwest Bank ATM

2801 E 53rd St, Davenport, IA 52807, USA

+1 (563) 322-6237

www.firstmidwest.com

Bank of the West

105 N Washington St, Bloomfield, IA 52537, USA

+1 (641) 664-1112

www.bankofthewest.com

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