United Bank of Iowa Payday Loans Review

4 reviews

Organization owner?

600 Head St, Churdan, IA 50050, USA

+1 (515) 389-3222

www.unitedbk.bank

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–3PM

Saturday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about United Bank of Iowa?

Here you get acquainted with the feedback of our customers.

I trusted United Bank of Iowa when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Prof. Ezekiel Hammes PhD

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Uriel Ankunding

United Bank of Iowa is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Johnathon Ziemann

Thanks to United Bank of Iowa for assisting when money is urgently needed. I have been applying to this company for over a year and everything is always honest, without hidden fees.

Dr. Anais Kovacek

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Churdan, Iowa

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to issue loans in Churdan, Iowa. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help take out a payday loan in Churdan, Iowa?

24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Churdan, Iowa. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Churdan, Iowa

Community First

2800 220th Trail, Amana, IA 52204, USA

+1 (319) 622-6359