Welcome to Our Online Loan Referral Service

4 reviews

600 Head St, Churdan, IA 50050, USA
+1 (515) 389-3222
www.unitedbk.bank
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM
Saturday
Closed

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Feedback about United Bank of Iowa?

Here you get acquainted with the feedback of our customers.

I trusted United Bank of Iowa when it was necessary to get a payday loan. I filled out an application quickly. No problems.

Prof. Ezekiel Hammes PhD

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Uriel Ankunding

United Bank of Iowa is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Johnathon Ziemann

Thanks to United Bank of Iowa for assisting when money is urgently needed. I have been applying to this company for over a year and everything is always honest, without hidden fees.

Dr. Anais Kovacek

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Churdan, Iowa

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to issue loans in Churdan, Iowa. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will United Bank of Iowa help take out a payday loan in Churdan, Iowa?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Churdan, Iowa. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Churdan, Iowa

West Bank

401 10th Ave, Coralville, IA 52241, USA

+1 (319) 351-4121

www.westbankstrong.com

Farmers State Bank

175 Center Point Rd, Hiawatha, IA 52233, USA

+1 (319) 377-4891

www.myfsbonline.com

Bank Plus

201 W Robins Ave, Graettinger, IA 51342, USA

+1 (712) 859-3201

www.bankplusiowa.com

Sioux Valley Community Credit Union

1120 6th St, Sioux City, IA 51101, USA

+1 (712) 277-1440

www.siouxvalleyccu.com

Edward Jones - Financial Advisor

507 W High St Ste B, Marshalltown, IA 50158, USA

+1 (641) 752-3426

www.edwardjones.com

United Bank of Iowa

120 S 1st St, Moville, IA 51039, USA

+1 (712) 873-3666

www.unitedbk.bank

Cash-N-Go

231 S Main St #1, Osceola, IA 50213, USA

+1 (641) 342-8866

Edward Jones - Financial Advisor: Kent Streicher, AAMS®

400 W Main St Suite 100, Anamosa, IA 52205, USA

+1 (319) 462-4593

www.edwardjones.com

Two Rivers Bank & Trust

3200 Sunnyside Ave, West Burlington, IA 52655, USA

+1 (888) 226-6063

www.tworiversbank.com

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