Welcome to Our Online Loan Referral Service

5 reviews

229 Main St, Columbus Junction, IA 52738, USA
+1 (319) 728-2226
www.commbk.net
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

2004-08-05

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Community Bank & Trust?

Here you get acquainted with the feedback of our customers.

I will definitely be referring friends and family members.

Rahul Ebert

I keep coming back because of people like that lady right there.

Mr. Miles Cassin PhD

Mariah was so progressional and fun to work with !

Prof. Claude Torphy

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Columbus Junction, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Columbus Junction, Iowa is taken out simply and fast. The interest percentage is defined respecting the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Bank & Trust help take out a loan in Columbus Junction, Iowa?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Columbus Junction, ia review this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on schedule and not only solve current problems, but enhance the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Columbus Junction, Iowa

MidWestOne Bank

465 Hwy 965 NE Suite A, North Liberty, IA 52317, USA

+1 (319) 356-5800

www.midwestone.bank

Guthrie County State Bank

413 State St, Guthrie Center, IA 50115, USA

+1 (641) 332-2218

www.gcsbank.com

Citizens Community Credit Union

2012 1st Ave S, Fort Dodge, IA 50501, USA

+1 (515) 955-5524

www.citizenscu.com

Edward Jones - Financial Advisor: Scott Van Tasell, CFP®|AAMS®

1107 W 16th St Suite 100, Pella, IA 50219, USA

+1 (641) 628-1552

www.edwardjones.com

Chec King Payday Advance

2222 E 53rd St #4, Davenport, IA 52807, USA

+1 (563) 355-4059

chec-king.com

Blackhawk Bank & Trust ATM

200 E 3rd St, Davenport, IA 52801, USA

+1 (309) 787-4451

www.choosethechief.com

Peoples Bank Milo

201 Main St, Milo, IA 50166, USA

+1 (641) 942-6221

www.mybankpsb.com

Farm Credit Services of America

1301 W Main St, Manchester, IA 52057, USA

+1 (563) 927-3159

www.fcsamerica.com

First Citizens Bank

300 N Main St, Charles City, IA 50616, USA

+1 (641) 228-5315

www.myfcb.bank

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