Welcome to Our Online Loan Referral Service

5 reviews

118 S 5th Ave, Coon Rapids, IA 50058, USA
+1 (712) 999-2271
www.iowasavingsbank.com
Friday
8:30AM–4:30PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

1997-09-25

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Iowa Savings Bank?

Here you read the feedback of our customers.

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Sallie Hodkiewicz

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Jacquelyn Hoeger

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Coon Rapids, Iowa

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Coon Rapids, Iowa are taken out easily. The interest percentage is dependent on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Iowa Savings Bank help issue a loan in Coon Rapids, Iowa?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Coon Rapids, Iowa. They rate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Coon Rapids, Iowa

Advance Pump & Equipment Inc

15418 Old Hwy Rd, Peosta, IA 52068, USA

+1 (563) 557-0957

www.advancepump.com

Hills Bank

120 5th St, Kalona, IA 52247, USA

+1 (319) 656-2281

www.hillsbank.com

United Bank of Iowa

200 Main St, Lytton, IA 50561, USA

+1 (712) 466-2245

www.unitedbk.bank

Neighborhood Finance Corporation

1912 6th Ave, Des Moines, IA 50314, USA

+1 (515) 246-0010

neighborhoodfinance.org

Town & Country Credit Union

102 N Elm St, Avoca, IA 51521, USA

+1 (712) 307-6881

towncountrycu.com

Great Southern Bank

210 NE Delaware Ave, Ankeny, IA 50021, USA

+1 (515) 964-5626

locations.greatsouthernbank.com

Green Belt Bank & Trust

616 Washington Ave, Iowa Falls, IA 50126, USA

+1 (641) 648-2544

www.greenbeltbank.com

U.S. Bank Branch

3529 Ingersoll Ave, Des Moines, IA 50312, USA

+1 (515) 633-2730

locations.usbank.com

United Bank of Iowa

425 E 9th St, Glidden, IA 51443, USA

+1 (712) 659-3611

www.unitedbk.bank

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