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5 reviews
Loan agency in Council Bluffs, Iowa

Council Bluffs, IA 51501, USA

Feedback about Cash Advance?

Here you see the feedback of our clients.

The funds are transferred to my bank account. I pay back through my personal account. The payment is efficient and fast. Pay on time and there will be no issues.

Itzel Skiles IV

Cash Advance applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Kyla Funk

Good service with a reasonable rate. Money transferred immediately, I always use Cash Advance.

Charlotte Lowe

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Cash Advance in Council Bluffs seemed to me the most reliable.

Zack Jacobi

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Council Bluffs, Iowa

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Council Bluffs, Iowa are taken out easily. The interest percentage is conditional on the customer's personal information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Cash Advance help issue a payday loan in Council Bluffs, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Council Bluffs, Iowa. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Council Bluffs, Iowa

VisionBank

1704 S Marshall St, Boone, IA 50036, USA

+1 (515) 433-4499

www.visionbankiowa.com

Principal Financial Group

109 2nd St SE, Dyersville, IA 52040, USA

+1 (563) 875-8693

www.principal.com

Citi Financial

349 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 396-1880

online.citi.com

Central Bank

121 E 5th St, Storm Lake, IA 50588, USA

+1 (712) 749-7503

www.centralbankonline.com

MidWestOne Bank

3225 Division St, Burlington, IA 52601, USA

+1 (319) 754-6526

www.midwestone.bank

Central Bank

1400 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-4100

www.centralbankonline.com

Edward Jones - Financial Advisor: Mark T Cahill, AAMS®

1128 6th St, Nevada, IA 50201, USA

+1 (515) 382-3041

www.edwardjones.com

State Bank

106 E Main St, Ossian, IA 52161, USA

+1 (563) 532-9375

www.statebankia.com

Regions Bank

114 N Howard St, Indianola, IA 50125, USA

+1 (515) 442-8260

www.regions.com

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