Welcome to Our Online Loan Referral Service

4.4 33 reviews

1800 Brady St, Davenport, IA 52803, USA
+1 (563) 355-0152
www.ascentra.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

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Created Date

Mailing Address

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Feedback about Ascentra Credit Union?

Here you see the feedback of our clients.

Baby stuff lol) all with a smile and helping hand!

Mrs. Mable Lynch

Very bad online banking, best to go do business somewhere else

Miss Maegan White DDS

The office in rock island needs more attention .

Prudence Schoen III

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Davenport, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Davenport, ny. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Ascentra Credit Union help issue a payday loan in Davenport, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Davenport, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Davenport, Iowa

First State Bank

505 E 2nd St, Webster City, IA 50595, USA

+1 (515) 832-2520

www.fsbwc.com

Bank of the West ATM

Lamoni, IA 50140, USA

www.bankofthewest.com

Edward Jones - Financial Advisor: Kaintrel L Unger

508 E Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-2506

www.edwardjones.com

EZ Money Check Cashing

801 73rd St STE A, Windsor Heights, IA 50324, USA

+1 (515) 255-5567

www.getezmoney.com

MidWestOne Bank

895 Main St, Dubuque, IA 52001, USA

+1 (563) 582-1841

www.midwestone.bank

Peoples Bank Milo

201 Main St, Milo, IA 50166, USA

+1 (641) 942-6221

www.mybankpsb.com

Midstates Bank

1851 Madison Ave # 732, Council Bluffs, IA 51503, USA

+1 (712) 388-0505

www.midstatesbank.com

Farm Credit Services of America

1902 D Ave W, Oskaloosa, IA 52577, USA

+1 (641) 682-8778

www.fcsamerica.com

Peoples Credit Union

310 1st St, Webster City, IA 50595, USA

+1 (515) 832-6346

www.peoples-credit-union.com

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