Farm Credit Services of America Payday Loans Review

5 reviews

Organization owner?

1621 11th St, DeWitt, IA 52742, USA

+1 (563) 659-5141

www.fcsamerica.com

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Domain Info

Created Date

1998-10-15

Mailing Address

PO BOX 2409, OMAHA, NE, 68103-2409, United States

Company Name

Farm Credit Services of America, ACA

Contact Data

[email protected]

+1.4023483333

+1.9999999999

Feedback about Farm Credit Services of America?

Here you grapple with the feedback of our customers.

Friendly staff and they answered all my questions regarding EIC.

Talon Powlowski IV

Walmart customer service even paged them and nobody showed up.

Eda West

All went very well, taxes done while we waited,

Prof. Newell Fisher

Diane was extremely helpful through the ENTIRE process of buying our new home.

Desiree Prohaska

He went above my expectations of being a lender by checking in regularly.

Miss Elsie Davis IV

I am very happy with the service and my payments.

Prof. Amelia Rolfson V

Pay Attention

Above-shown info provides the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in De Witt, Iowa

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to take out loans in De Witt, Iowa. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Farm Credit Services of America help issue a payday loan in De Witt, Iowa?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in De Witt, Iowa. They rate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

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