Welcome to Our Online Loan Referral Service

5 6 reviews

202 E Water St, Decorah, IA 52101, USA
+1 (563) 382-9661
www.decorahbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1999-11-30

Mailing Address

Iowa, United States

Company Name

Contact Data

What people think about Decorah Bank & Trust Co?

Below you read some of the opinions of our customers.

Many thanks to Decorah Bank & Trust Co. I recently had some troubles with repaying my bank loan and they approved me for a cash advance. Best loan provider! Managed to cover my problems and signed with relief.

Alfredo Hane

It decided to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via Decorah Bank & Trust Co. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.

Jamarcus O'Hara

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Decorah Bank & Trust Co . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got an approval!!! They literally saved my life.

Palma Sawayn

It needed to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via Decorah Bank & Trust Co. Took out 4 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very satisfied.

Prof. Kenny Franecki

Important

The previous three items describe a definite financial institution. But below you can find common data about payday loans.

Payday Loans in Decorah, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Decorah, Iowa is are simple to access. The APR is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

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WCF Financial Bank

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Wells Fargo Bank

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TIAA Financial Services

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Great Western Bank

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+1 (712) 642-4151

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First Heritage Bank

801 S Fremont St, Shenandoah, IA 51601, USA

+1 (712) 246-5118

www.fhbshen.com

Iowa State Bank

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CoBank Regional Banking Center (Ames, IA)

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