Welcome to Our Online Loan Referral Service

4.5 2 reviews

405 Heivly St, Decorah, IA 52101, USA
+1 (563) 387-3683
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Feedback about Bank of the West?

Here you get acquainted with the reviews of our clients.

Staff is always nice bathrooms are clean, food is great at Wendy's.

Prof. Leonel Roob

This loves location doesn't have any internet service👎👎

Adelia Feest

Clean place w good showers and great food/drink choices!

Myah Deckow

He also got me in and out in a timely manner.

Ms. Effie Torphy DVM

Manager rude as hell !

George Shields V

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Decorah, Iowa

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to issue loans in Decorah, Iowa. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help take out a loan in Decorah, Iowa?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Decorah, ia consider this circumstance not a hindrence to issue a loan. The recipient of a loan should be ready to objectively estimate financial solvency, issue a loan, repay the debt on time and not only cope with current difficulties, but enhance the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Decorah, Iowa

West Bank

1601 22nd St #100, West Des Moines, IA 50266, USA

+1 (515) 222-2300

www.westbankstrong.com

Community 1st Credit Union

1030 Sierra Dr NE, Cedar Rapids, IA 52402, USA

+1 (319) 363-9689

www.c1stcreditunion.com

Rabo AgriFinance

426 S 17th St, Ames, IA 50010, USA

+1 (855) 420-7192

www.raboag.com

U.S. Bank Branch

917 Braden Ave, Chariton, IA 50049, USA

+1 (641) 774-2176

locations.usbank.com

Shelby County State Bank

508 Court St, Harlan, IA 51537, USA

+1 (712) 755-5112

www.scsbnet.com

MoneyGram

2110 Park Ave, Muscatine, IA 52761, USA

+1 (563) 264-5889

locations.moneygram.com

Northwestern Mutual Financial

2018 Indian Hills Dr B, Sioux City, IA 51104, USA

+1 (712) 239-3936

www.northwesternmutual.com

Edward Jones - Financial Advisor: Dave Hassman

121 E 1st St, Sumner, IA 50674, USA

+1 (563) 578-3452

www.edwardjones.com

Edward Jones - Financial Advisor

807 W Platt St, Maquoketa, IA 52060, USA

www.edwardjones.com

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