Greater Iowa Credit Union Payday Loans Review

5 3 reviews

Organization owner?

230 N 7th St, Denison, IA 51442, USA

+1 (800) 296-9064

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Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Greater Iowa Credit Union?

Here you see the feedback of our clients.

I'm not ashamed to borrow money from Greater Iowa Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Ms. Estefania Goldner

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to use Greater Iowa Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Keyon Wehner

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Morgan Gusikowski

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Denison, Iowa

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Denison, Iowa. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help take out a payday loan in Denison, Iowa?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Denison, Iowa. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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