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5 102 reviews
Loan agency in Des Moines, Iowa

3112 Merle Hay Rd, Des Moines, IA 50310, USA
+1 (515) 251-8672
des-moines-ia-merle-hay.getezmoney.com
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2004-02-26

Mailing Address

Nebraska, United States

Company Name

Contact Data

What people think about EZ Money Check Cashing?

Below you read some of the reviews of our customers.

Great place to get your loans from people that work there are amazing !!!

Edgar Pfannerstill

Great customer service and the staff are very friendly and helpful.

Oliver Feest

I would highly recommend the Merle Hay location.

Marcelo Connelly

I absolutely love this place I would recommend anyone I know who needs a loan to come here... The manager and all of his staff are very polite and knowledgeable of the me

Cletus Sauer

Friendly service with decent pricing.

Marjory Wyman

Acted as if 10 people in their store was too many people to help.

Claudine Wilderman Jr.

The only thing really good about this place is the customer service.

Mohammad Kozey

Prices are good and the staff is entertaining and helpful.

Ewald Stark

Great deals and always treat you like family everytime you walk in the door!!

Pierce Kuhic MD

Pay Attention

The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.

Payday Loans in Des Moines, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is simple and fast to get accepted for payday loans in Des Moines, Iowa. The APR will be set specifically for each consumer and will depend on the personal information the person provided.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Community 1st Credit Union

300 S Jefferson Way, Indianola, IA 50125, USA

+1 (515) 961-9194

www.c1stcreditunion.com

West Iowa Bank

418 E Call St, Algona, IA 50511, USA

+1 (515) 295-7600

www.westiowabank.com

Advance America

2110 Park Ave, Muscatine, IA 52761, USA

+1 (563) 264-5889

www.advanceamerica.net

Farmers State Bank

501 E State St, Algona, IA 50511, USA

+1 (515) 295-7221

www.fsbiowa.com

Siegel's Jewelry & Loan Inc

3525 1st Ave SE, Cedar Rapids, IA 52402, USA

+1 (319) 366-1554

www.diamondsrforever.com

MoneyGram

2840 7th Ave, Marion, IA 52302, USA

+1 (319) 377-7100

locations.moneygram.com

Edward Jones - Financial Advisor: Robert R Milbrath, CFP®

3150 E Ave NW Suite 102, Cedar Rapids, IA 52405, USA

+1 (319) 390-3720

www.edwardjones.com

Du Trac Community Credit Union

2330 E 53rd St, Davenport, IA 52807, USA

+1 (563) 355-3606

www.dutrac.org

United Bank of Iowa

101 E 1st St, Kingsley, IA 51028, USA

+1 (712) 378-3304

www.unitedbk.bank

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