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4.4 18 reviews
Loan agency in Des Moines, Iowa

4212 Douglas Ave D, Des Moines, IA 50310, USA
+1 (515) 255-0400
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Hometown Cash Advance?

Below you read some of the opinions of our customers.

Great people and fast service and they dont push loans

Bradford Kautzer

Terrible service rude staff lied to my face would never recommend to anyone

Terrell Ritchie Sr.

The office area and reception areas is well improved.

Rosie Larson

Pay Attention

Above there is information about a definite lender. Below you can read common aspects of payday loans.

Payday Loans in Des Moines, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online payday loans can be the right solution to your temporary financial difficulties in Des Moines , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a cash advance if you are sure that you can afford payments without delays.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Vibrant Credit Union

2445 Valley W Ct, Clinton, IA 52732, USA

+1 (800) 323-5109

vibrantcreditunion.org

Financial Architects, Inc.

12345 University Ave # 200, Clive, IA 50325, USA

+1 (515) 457-1276

www.financialarchitectsiowa.com

U.S. Bank Branch

405 Main St, Ames, IA 50010, USA

+1 (515) 232-8200

locations.usbank.com

Advance America

3134 Manawa Center Dr Suite 4, Council Bluffs, IA 51501, USA

+1 (712) 366-0744

www.advanceamerica.net

Great Western Bank

205 W 2nd St, Cedar Falls, IA 50613, USA

+1 (319) 349-4930

www.greatwesternbank.com

Bankers Trust Skywalk

453 7th St, Des Moines, IA 50309, USA

+1 (515) 245-2919

bankerstrust.com

U.S. Bank Branch

425 Cedar St, Waterloo, IA 50701, USA

+1 (319) 235-3285

locations.usbank.com

Farmers Savings Bank & Trust

611 2nd St, Traer, IA 50675, USA

+1 (319) 478-2148

www.fsb-traer.com

Hills Bank

200 Hawkins Dr, Iowa City, IA 52242, USA

+1 (319) 358-8442

www.hillsbank.com

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