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4.4 18 reviews
Loan agency in Des Moines, Iowa

4212 Douglas Ave D, Des Moines, IA 50310, USA
+1 (515) 255-0400
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

What people think about Hometown Cash Advance?

Below you read some of the opinions of our customers.

Great people and fast service and they dont push loans

Bradford Kautzer

Terrible service rude staff lied to my face would never recommend to anyone

Terrell Ritchie Sr.

The office area and reception areas is well improved.

Rosie Larson

Pay Attention

Above there is information about a definite lender. Below you can read common aspects of payday loans.

Payday Loans in Des Moines, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online payday loans can be the right solution to your temporary financial difficulties in Des Moines , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue borrowers who have low credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a cash advance if you are sure that you can afford payments without delays.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

First National Bank

100 E Railroad St, Afton, IA 50830, USA

+1 (641) 347-8423

www.fnbcreston.com

U.S. Bank Branch

405 S 3rd St, Clinton, IA 52732, USA

+1 (563) 243-8500

locations.usbank.com

Fidelity Bank & Trust

201 S Frederick Ave, Oelwein, IA 50662, USA

+1 (319) 283-2524

www.bankfidelity.com

Pilot Grove Savings Bank

516 Main St, Houghton, IA 52631, USA

+1 (319) 469-6151

www.pilotgrovesavingsbank.com

Fast Cash

2700 Mt Pleasant St # 13, Burlington, IA 52601, USA

+1 (319) 758-6355

www.fastcashofamerica.com

Iowa State Bank

105 Albany Ave SE, Orange City, IA 51041, USA

+1 (712) 737-4818

iowastatebank.net

Regions Bank

114 N Howard St, Indianola, IA 50125, USA

+1 (515) 442-8260

www.regions.com

Farm Credit Services of America

105 Theater Cir, Perry, IA 50220, USA

+1 (515) 465-5318

www.fcsamerica.com

Community Bank & Trust

206 US-61, Wapello, IA 52653, USA

+1 (319) 523-8390

www.commbk.net

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