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5 3 reviews
Loan agency in Des Moines, Iowa

2720 SW 9th St, Des Moines, IA 50315, USA
+1 (515) 243-3287
Thursday
8:30AM–4:45PM
Friday
8:30AM–4:45PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:45PM
Tuesday
8:30AM–4:45PM
Wednesday
8:30AM–4:45PM

What people think about Stern Finance Co?

Below you get acquainted with some of the opinions of our clients.

Alan may cann me at my home or my cell # if he wants to talk about it.

Rogelio Aufderhar

If one looks them up, they will see these folks are very much established.

Marisol Fisher Jr.

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Des Moines, Iowa

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Des Moines, Iowa is are simple to get. The interest rate is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Security State Bank

305 W Grand Ave, Paullina, IA 51046, USA

+1 (712) 949-3932

mysecuritystate.com

Union State Bank

112 N Main St, Bridgewater, IA 50837, USA

+1 (641) 369-2741

www.unionstate.net

U.S. Bank Branch

305 S Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 964-8800

locations.usbank.com

Colton Wicker - Ameriprise Financial Services, LLC

110 S 6th St, Sac City, IA 50583, USA

+1 (712) 662-4338

www.ameripriseadvisors.com

EZ Money Check Cashing

323 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 396-3520

cedar-rapids-ia-edgewood.getezmoney.com

Citi Financial

349 Edgewood Rd NW, Cedar Rapids, IA 52405, USA

+1 (319) 396-1880

online.citi.com

Northpoint Commercial Credit, LLC

4401 Westown Pkwy #301, West Des Moines, IA 50266, USA

+1 (515) 608-8519

northpointcredit.com

Pilot Grove Savings Bank

1341 Pilot Grove Rd, Pilot Grove, IA 52648, USA

+1 (319) 469-3951

www.pilotgrovesavingsbank.com

Community Savings Bank

203 E Main St, Coggon, IA 52218, USA

+1 (319) 435-2551

csbiowa.com

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