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Feedback about Greater Iowa Credit Union?
Here you see the feedback of our customers.
Great place just take too long to get a debt card
Prof. Jillian Spencer
Third, the ATM at your east side location is also consistently out of order.
Prof. Juwan Emmerich
To other people and she would not return my call.
Elenor Parker
Pay Attention
Further there will be shown the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.
Payday Loans in Des Moines, Iowa
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
This financial product in Des Moines, Iowa is taken out easily and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Greater Iowa Credit Union help take out a payday loan in Des Moines, Iowa?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Des Moines, ia will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will provide the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Des Moines, Iowa
Houghton State Bank
103 Main St, Cumberland, IA 50843, USA
+1 (712) 774-2234
www.houghtonstatebank.com
Advance America
1019 S Grand Ave Ste. 1, Spencer, IA 51301, USA
+1 (712) 262-3949
www.advanceamerica.net
