Welcome to Our Online Loan Referral Service

3.3 33 reviews

600 E 30th St, Des Moines, IA 50317, USA
+1 (800) 296-9064
bit.ly
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Greater Iowa Credit Union?

Here you see the feedback of our customers.

Great place just take too long to get a debt card

Prof. Jillian Spencer

Third, the ATM at your east side location is also consistently out of order.

Prof. Juwan Emmerich

To other people and she would not return my call.

Elenor Parker

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Des Moines, Iowa

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Des Moines, Iowa is taken out easily and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Greater Iowa Credit Union help take out a payday loan in Des Moines, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Des Moines, ia will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Homeowners Financial Group

121 S Story St, Rock Rapids, IA 51246, USA

+1 (712) 472-3015

www.homeownersfg.com

U.S. Bank Branch

101 S Fillmore St, Mt Ayr, IA 50854, USA

+1 (641) 464-3251

locations.usbank.com

Cedar Rapids Bank & Trust

3406 F Ave NW, Cedar Rapids, IA 52405, USA

+1 (319) 286-6282

www.crbt.bank

Edward Jones - Financial Advisor: Bruce Wirin

16 E Main St, Marshalltown, IA 50158, USA

+1 (641) 753-4163

www.edwardjones.com

Edward Jones - Financial Advisor: Troy A Delagardelle, AAMS®

4901 University Ave Suite B, Cedar Falls, IA 50613, USA

+1 (319) 277-4446

www.edwardjones.com

Pilot Grove Savings Bank

516 Main St, Houghton, IA 52631, USA

+1 (319) 469-6151

www.pilotgrovesavingsbank.com

Community Choice Credit Union

8404 NW 62nd Ave, Johnston, IA 50131, USA

+1 (515) 334-8100

www.comchoicecu.org

Northwest Bank & Trust Company

2550 Middle Rd, Bettendorf, IA 52722, USA

+1 (563) 388-2511

www.northwestbank.com

Telco Triad Community Credit Union

5500 Military Rd, Sioux City, IA 51109, USA

+1 (712) 277-2487

www.telcotriad.org

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