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4 458 reviews

2527 SE 14th St, Des Moines, IA 50320, USA
+1 (515) 244-4377
www.carhop.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1996-12-13

Mailing Address

Company Name

Contact Data

Feedback about CarHop Auto Sales & Finance?

Here you read the feedback of our clients.

Wasn’t pushy with my buy and gave me plenty of options to work with.

Elsie Vandervort

Very bad service would not recommend this place to anybody!

Addison Collier DDS

They give you a set bracket of cars that you can choose from.

Kyle Prohaska MD

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Des Moines, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Des Moines, Iowa is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates you will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will CarHop Auto Sales & Finance help take out a loan in Des Moines, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Des Moines, ia consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on schedule and not only handle current problems, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

Success Bank

112 N Main St, Moulton, IA 52572, USA

+1 (641) 642-3219

www.success.bank

Cnac

125 S Roosevelt Ave, Burlington, IA 52601, USA

+1 (319) 754-4469

Dupaco Community Credit Union

3301 Cedar Heights Dr, Cedar Falls, IA 50613, USA

+1 (800) 373-7600

www.dupaco.com

Mike Olson: Lincoln Savings Bank

1025 Main St, Grinnell, IA 50112, USA

+1 (641) 236-3121

www.mylsb.com

First Community Bank

119 S Fulton St, Newell, IA 50568, USA

+1 (712) 272-3321

www.fcb4u.com

Bank 1st

101 E Main St, West Union, IA 52175, USA

+1 (563) 778-2297

www.bank1stia.com

Chec King Payday Advance

4116 University Ave #103, Cedar Falls, IA 50613, USA

+1 (319) 268-4220

www.chec-king.com

Breda Savings Bank

105 E Main St, Breda, IA 51436, USA

+1 (712) 673-2321

www.bredasavingsbank.com

Bank Iowa - Shenandoah (Drive-up)

1300 W Nishna Rd, Shenandoah, IA 51601, USA

+1 (712) 246-3473

www.bankiowa.bank

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