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4.8 64 reviews
Loan agency in Des Moines, Iowa

1335 E University Ave, Des Moines, IA 50316, USA
+1 (515) 265-5556
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Feedback about Hometown Cash Advance?

Here you grapple with the feedback of our clients.

Great customer service, friendly staff, very helpful

Leta Flatley

I will definitely recommend this place to my friends and family.

Vito Weissnat

Come here to cash my checks all the time so nice great service specially cristy

Dr. Gerardo Schmitt II

Really good costumer service and polite

Ms. Lucienne Hirthe

I love it here . Come here to cash my checks all the time so nice great service specially cristy

Torrance McKenzie

Great customer service, friendly staff, very helpful

Maurine Gleichner

Dena is very nice and helpful with payday loans and how to do money grams. I frequent this store because the people are always nice and helpful, even though most of the …

Amya Huel

Great place to go if you need a little help til next payday. The ladies at E University are fabulous!

Prof. Rodger Emmerich

Great customer service, friendly staff, very helpful

Vada Kuhlman

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Des Moines, Iowa

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Des Moines, Iowa are issued hassle-free. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Hometown Cash Advance help take out a payday loan in Des Moines, Iowa?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Des Moines, ia review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only cope with current problems, but enhance the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

OneMain Financial

2824 Locust St Ste 5-A, Davenport, IA 52804, USA

+1 (563) 386-0440

www.onemainfinancial.com

Bank 1st

115 N Vine St, West Union, IA 52175, USA

+1 (563) 422-3883

www.bank1stia.com

Central Bank

1237 N Lake Ave, Storm Lake, IA 50588, USA

+1 (712) 732-1919

www.centralbankonline.com

Regions Bank

2851 86th St, Urbandale, IA 50322, USA

+1 (515) 336-6010

www.regions.com

Great Western Bank

825 Central Ave, Fort Dodge, IA 50501, USA

+1 (515) 576-7531

www.greatwesternbank.com

Fast Cash of America

708 N 18th St #2, Centerville, IA 52544, USA

+1 (641) 856-4445

Wassenaar Financial Group Inc

833 Broadway St, Pella, IA 50219, USA

+1 (641) 628-1871

www.wassenaarfinancialgroup.com

S.A.M. Check Cashing Machine

1556 1st Ave NE, Cedar Rapids, IA 52402, USA

+1 (319) 364-4196

www.samcodirect.com

Great Southern Bank

509 A Ave W, Oskaloosa, IA 52577, USA

+1 (641) 673-6367

locations.greatsouthernbank.com

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