Welcome to Our Online Loan Referral Service


2407 Main St, Emmetsburg, IA 50536, USA
+1 (712) 852-2201
www.laurensstatebank.com
Friday
8AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM

Domain Info

Created Date

2003-11-11

Mailing Address

Iowa, United States

Company Name

Laurens State Bank

Laurens State Bank

Contact Data

What people think about Laurens State Bank?

Below you find some of the testimonials of our clients.

I needed $200 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of companies online. Laurens State Bank seemed the most legit loan provider in Emmetsburg.

Agustina Skiles

Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the available amount will be more next time. Interest rate is competitive. Paid back the debt early. If required, the term can be also extended.

Ms. Emily Mayert DVM

A good loan provider. They quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Prof. Chaz Hermann V

Laurens State Bank seems fair. Used it twice. The first payday loan approved was small – $100, but next time the limit was increased to $1000. Closed the loan even earlier. The staff were understanding, they gave fast answers to all my questions. No issues. But their rates are average.

Mr. Rosario Morar

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Emmetsburg, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Emmetsburg, Iowa. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

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