Domain Info
Created Date
2003-11-11
Mailing Address
Iowa, United States
Company Name
Laurens State Bank
Laurens State Bank
Contact Data
What people think about Laurens State Bank?
Below you find some of the testimonials of our clients.
I needed $200 to buy a birthday gift. The only way out was to apply for a cash advance. Found a lot of companies online. Laurens State Bank seemed the most legit loan provider in Emmetsburg.
Agustina Skiles
Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the available amount will be more next time. Interest rate is competitive. Paid back the debt early. If required, the term can be also extended.
Ms. Emily Mayert DVM
A good loan provider. They quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Prof. Chaz Hermann V
Laurens State Bank seems fair. Used it twice. The first payday loan approved was small – $100, but next time the limit was increased to $1000. Closed the loan even earlier. The staff were understanding, they gave fast answers to all my questions. No issues. But their rates are average.
Mr. Rosario Morar
Pay Attention
Below you can read general information about payday loans and their common aspects.
Payday Loans in Emmetsburg, Iowa
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Emmetsburg, Iowa. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
Other Payday Lenders in Emmetsburg, Iowa
Decorah Bank & Trust Co
202 E Water St, Decorah, IA 52101, USA
+1 (563) 382-9661
www.decorahbank.com
Community 1st Credit Union
300 S Jefferson Way, Indianola, IA 50125, USA
+1 (515) 961-9194
www.c1stcreditunion.com
Dupaco Community Credit Union at Hy-Vee
400 S Locust St, Dubuque, IA 52003, USA
+1 (800) 373-7600
www.dupaco.com
Cedar Valley Bank & Trust
321 Main St, La Porte City, IA 50651, USA
+1 (319) 342-2850
www.cedarvalleybank.com
