Domain Info
Created Date
1998-04-02
Mailing Address
322 MAIN AVE, CLEAR LAKE, IA, 50428-1825, United States
Company Name
Clear Lake Bank & Trust Company
Clear Lake Bank & Trust Company
What people think about Clear Lake Bank & Trust?
Below you read some of the reviews of our clients.
Simple application. I only needed an ID and a bank account. Fast approval. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is average. Paid back the loan on schedule. If necessary, the term can be also extended.
Prof. Dillan Keebler DDS
It decided to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via Clear Lake Bank & Trust. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Fleta Effertz
I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only 24/7 lender with competitive rates in my town.
Mr. Jorge Ritchie
I always use Clear Lake Bank & Trust when it need a loan. The application process is hassle-fee. No complaints.
Dr. Malika Streich II
Important
Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Garner, North Carolina
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the right solution to your short-term financial troubles in Garner , North Carolina because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.
APR
36% APR small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Garner, Iowa
Edward Jones - Financial Advisor: Toby McCarter, AAMS®
1604 Plaza Pl, Muscatine, IA 52761, USA
+1 (563) 263-2863
www.edwardjones.com
OneMain Financial
2824 W, Locust St ste 5-a, Davenport, IA 52804, USA
+1 (563) 386-0440
www.onemainfinancial.com
Great Western Bank
201 N Main St, Chariton, IA 50049, USA
+1 (641) 774-4700
www.greatwesternbank.com
Community Choice Credit Union
1351 NW 114th St, Clive, IA 50325, USA
+1 (515) 334-8100
www.comchoicecu.org
