Welcome to Our Online Loan Referral Service

3.3 6 reviews

325 State St, Garner, IA 50438, USA
+1 (641) 923-3621
www.clearlakebank.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-04-02

Mailing Address

322 MAIN AVE, CLEAR LAKE, IA, 50428-1825, United States

Company Name

Clear Lake Bank & Trust Company

Clear Lake Bank & Trust Company

Contact Data

[email protected]

+1.9999999999

+1.9999999999

What people think about Clear Lake Bank & Trust?

Below you read some of the reviews of our clients.

Simple application. I only needed an ID and a bank account. Fast approval. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is average. Paid back the loan on schedule. If necessary, the term can be also extended.

Prof. Dillan Keebler DDS

It decided to fix my credit because I had no chances of getting accepted for a mortgage. So I applied for a payday loan via Clear Lake Bank & Trust. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.

Fleta Effertz

I have already submitted an application to this company 2 times and I was very satisfied with the rates. This is the only 24/7 lender with competitive rates in my town.

Mr. Jorge Ritchie

I always use Clear Lake Bank & Trust when it need a loan. The application process is hassle-fee. No complaints.

Dr. Malika Streich II

Important

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Garner, North Carolina

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial troubles in Garner , North Carolina because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

36% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Garner, Iowa

Great Southern Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

locations.greatsouthernbank.com

Edward Jones - Financial Advisor: Jason L Geving, AAMS®

15 N Federal Ave, Mason City, IA 50401, USA

+1 (641) 421-1100

www.edwardjones.com

Capitol View Credit Union

623 E 12th St, Des Moines, IA 50309, USA

+1 (515) 348-8350

www.capview.com

Citizens Bank Insurance

506 W Main St, Sac City, IA 50583, USA

+1 (712) 662-3815

www.citizensbank.com

Bank Iowa - Clarinda (Drive-up)

101 W Washington St, Clarinda, IA 51632, USA

+1 (712) 542-2121

www.bankiowa.bank

Alternative Business Lending

836 N Hampshire Ave, Mason City, IA 50401, USA

+1 (641) 583-3701

Bankers Trust

3820 8th St SW, Altoona, IA 50009, USA

+1 (515) 957-8989

www.bankerstrust.com

Edward Jones - Financial Advisor: Amber Carroll

120 N Market St, Ottumwa, IA 52501, USA

+1 (641) 682-8575

www.edwardjones.com

Great Western Bank

1030 Broad St, Grinnell, IA 50112, USA

+1 (641) 236-7544

www.greatwesternbank.com

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