Welcome to Our Online Loan Referral Service

4.7 3 reviews

305 Enterprise Dr, Independence, IA 50644, USA
+1 (319) 334-6633
bankiowa.com
Saturday
8:30–11:30AM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1998-04-29

Mailing Address

7045 C AVE NE, CEDAR RAPIDS, IA, 52402-1378, United States

Company Name

BankIowa of Cedar Rapids

BankIowa of Cedar Rapids

Contact Data

[email protected]

4703604178

(319) 395-9422

What people think about BankIowa?

Below you find some of the opinions of our clients.

Recently I urgently needed $600 to pay for a business trip. I filled out an application form via the website of BankIowa. I entered the basic personal data. No phone calls. The requested amount was approved within 15 minutes. The money was transferred to my bank account the next day. Cool company!

Valentin Gaylord

Fast application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. APR is reasonable. Paid back the debt early. If you wish, the term can be also extended.

Georgianna Schaden

Fast application. I only entered an ID and a bank account. Fast approval. The first time I was approved for $500 only. Hope the limit will increase next time. Interest rate is average. Paid off the debt on time. If you wish, the term can be also extended.

Nyah Huel

I needed $800 to buy a bike. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. BankIowa seemed the most honest financial institution in Independence.

Effie Hettinger V

I had problems with paying my bank loan and was not sure I would get appoved for a loan with BankIowa . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got accepted!!! They literally saved my life.

Ms. Jude Fisher

Pay Attention

Above there is information about a exact loan provider. Below you can review common features of payday loans.

Payday Loans in Independence, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the right solution to your unexpected financial troubles in Independence , Virginia because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Independence, Iowa

Check Into Cash

1414 48th St #3, Fort Madison, IA 52627, USA

+1 (319) 372-1120

local.checkintocash.com

Advance America

6322 University Ave Space M, Cedar Falls, IA 50613, USA

+1 (319) 266-4629

www.advanceamerica.net

Iowa Trust & Savings Bank

23918 Hwy J18, Moravia, IA 52571, USA

+1 (641) 724-3217

www.iowatrust.bank

Edward Jones - Financial Advisor: Bob Grove, AAMS®

412 Greene St, Adel, IA 50003, USA

+1 (515) 993-3700

www.edwardjones.com

MidWestOne Bank

700 Main St, Pella, IA 50219, USA

+1 (641) 628-4356

www.midwestone.bank

Ameriprise Financial

1231 Park Pl NE STE G, Cedar Rapids, IA 52402, USA

+1 (319) 378-4938

www.ameriprise.com

Principal Financial Group

5103 Utica Ridge Rd, Davenport, IA 52807, USA

+1 (563) 383-0850

MidWestOne Bank

124 S 1st St, Oskaloosa, IA 52577, USA

+1 (641) 673-8303

www.midwestone.bank

Marion County Bank

222 E Robinson St, Knoxville, IA 50138, USA

+1 (641) 828-8000

www.marioncountybank.com

Top