Welcome to Our Online Loan Referral Service


Iowa City, IA 52240, USA

Feedback about Payday Loans?

Here you grapple with the feedback of our clients.

The money are transferred to my card. I pay off through my personal account. The payment is convenient and quick. Pay on time and there will be no problems.

Gwen Rolfson MD

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Prof. Candida Hammes

I apply very often. I am satisfied with the terms. There is online round the clock service.

Harvey Trantow

The money are transferred to my bank account. I pay off through my account. The payment is efficient and fast. Pay on time and there will be no problems.

Shea Lockman

Pay Attention

Lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Iowa City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Iowa City, Iowa are issued hassle-free. The interest rate depends on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Payday Loans help issue a payday loan in Iowa City, Iowa?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Iowa City, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Iowa City, Iowa

The Family Credit Union

1530 W 53rd St, Davenport, IA 52806, USA

+1 (563) 388-8328

familycu.com

Edward Jones - Financial Advisor: Brad Johnston

811 N Sumner Ave, Creston, IA 50801, USA

+1 (641) 782-6504

www.edwardjones.com

Bank Iowa - Shenandoah (Drive-up)

1300 W Nishna Rd, Shenandoah, IA 51601, USA

+1 (712) 246-3473

www.bankiowa.bank

Edward Jones - Financial Advisor: Isaac Allmaras

414 Oskaloosa St, Pella, IA 50219, USA

+1 (641) 628-9038

www.edwardjones.com

Edward Jones - Financial Advisor: Tony Elbert, AAMS®

3131 Main St, Emmetsburg, IA 50536, USA

+1 (712) 852-9074

www.edwardjones.com

United Bank of Iowa

320 Front St, Pierson, IA 51048, USA

+1 (712) 375-5329

www.unitedbk.bank

Wells Fargo Bank

100 Nile Kinnick Dr N, Adel, IA 50003, USA

+1 (515) 993-4551

www.wellsfargo.com

Edward Jones - Financial Advisor: Brian E Farley

324 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-6474

www.edwardjones.com

Chelsea Savings Bank

Van Horne, IA 52346, USA

+1 (319) 228-8321

www.chelseasavingsbank.com

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