Feedback about Payday Loans?
Here you grapple with the feedback of our clients.
The money are transferred to my card. I pay off through my personal account. The payment is convenient and quick. Pay on time and there will be no problems.
Gwen Rolfson MD
Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.
Prof. Candida Hammes
I apply very often. I am satisfied with the terms. There is online round the clock service.
Harvey Trantow
The money are transferred to my bank account. I pay off through my account. The payment is efficient and fast. Pay on time and there will be no problems.
Shea Lockman
Pay Attention
Lenders are provided in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Iowa City, Iowa
According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
Payday loans in Iowa City, Iowa are issued hassle-free. The interest rate depends on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Payday Loans help issue a payday loan in Iowa City, Iowa?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Iowa City, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Iowa City, Iowa
5 Star Community Credit Union
801 W Burlington Ave, West Burlington, IA 52655, USA
+1 (319) 752-0181
www.5starcu.org
R.I.A. Federal Credit Union - Wilton
1111 W 5th St, Wilton, IA 52778, USA
+1 (563) 732-3646
www.riafcu.com
Top Flite Financial, Inc.
812 Ashworth Rd, West Des Moines, IA 50265, USA
+1 (515) 242-7070
www.topflitefinancial.com
Linn Area Credit Union
3015 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, USA
+1 (319) 892-7300
www.linnareacu.org
ATM (Regions Bank)
4417 University Ave, Cedar Falls, IA 50613, USA
+1 (800) 734-4667
www.regions.com
