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5 6 reviews

1906 Keokuk St, Iowa City, IA 52240, USA
+1 (319) 356-5800

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Feedback about MidWestOne Bank?

Here you get acquainted with the feedback of our customers.

I recommend MidWestOne Bank to everyone, I am applying for the second time. Everything is great!

Elenor Daniel II

Yesterday I needed extra funds, I decided to contact MidWestOne Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Mrs. Sonya Paucek

Good service with a reasonable percentage. Money deposited immediately, I always use MidWestOne Bank.

Leopold Fay

Thanks to the team of MidWestOne Bank. Fast solution of the arisen issues, quick decision on the cash advance. I definitely recommend this company.

Raegan Casper IV

I contacted MidWestOne Bank. Everything was done quickly. Only pleasant impressions remained!

Mrs. Genoveva Hermann I

I often take out a payday loan to a card in MidWestOne Bank. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the terms.

Miss Maryse Cartwright III

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Iowa City, Iowa

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Iowa City, Iowa is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.


337% *

Max Loan


Min Term

Not Specified

Max Term

31 days

How will MidWestOne Bank help issue a payday loan in Iowa City, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Iowa City, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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MidWestOne Bank

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U.S. Bank ATM - Marion

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