Welcome to Our Online Loan Referral Service

3.8 10 reviews

601 Washington Ave, Iowa Falls, IA 50126, USA
+1 (641) 648-5171
www.ifsbank.com

Domain Info

Created Date

1999-08-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Iowa Falls State Bank?

Here you read the reviews of our customers.

Great business and great people.

Adriana Hartmann

Be careful I was having my Debt card delivered to the bank.

Taurean Kilback

A wonderful family oriented bank with good values.

Dr. Kailey Prosacco

Pay Attention

Lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Iowa Falls, Iowa

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Iowa Falls, Iowa is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will recieve.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Iowa Falls State Bank help take out a payday loan in Iowa Falls, Iowa?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Iowa Falls, ia review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, repay the debt on a due date and not only resolve current difficulties, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Iowa Falls, Iowa

Thrivent Financial

3343 Southgate Ct SW, Cedar Rapids, IA 52404, USA

+1 (319) 366-2991

www.thrivent.com

Edward Jones - Financial Advisor: Jason L Geving, AAMS®

15 N Federal Ave, Mason City, IA 50401, USA

+1 (641) 421-1100

www.edwardjones.com

Edward Jones - Financial Advisor: Bruce A Keith, AAMS®

100 N Phillips St Suite 1, Algona, IA 50511, USA

+1 (515) 295-5173

www.edwardjones.com

Edward Jones - Financial Advisor: Alec J Feller

3315 Williams Blvd SW Suite 3, Cedar Rapids, IA 52404, USA

+1 (319) 365-3044

www.edwardjones.com

Consumer Credit Counseling Service of Northeastern Iowa

1003 W 4th St, Waterloo, IA 50702, USA

+1 (319) 234-0661

www.cccsofiowa.org

Advance America

3067 Floyd Blvd, Sioux City, IA 51108, USA

+1 (712) 239-2800

www.advanceamerica.net

Green Belt Bank & Trust

616 Washington Ave, Iowa Falls, IA 50126, USA

+1 (641) 648-2544

www.greenbeltbank.com

American Bank NA

400 West Hwy 3, Remsen, IA 51050, USA

+1 (712) 786-1153

www.am-bank.com

South Ottumwa Savings Bank

320 Church St, Ottumwa, IA 52501, USA

+1 (641) 682-7541

www.sosb-ia.com

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