Welcome to Our Online Loan Referral Service

4.1 9 reviews

100 Harvest Dr, Luana, IA 52156, USA
+1 (563) 539-2166
luanasavingsbank.com
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM

Domain Info

Created Date

2001-05-17

Mailing Address

100 Harvest Dr., Luana, IA, 52156, United States

Company Name

Grant Langhus

Luana Savings Bank

Contact Data

Non-Public Data

Feedback about Luana Savings Bank?

Here you grapple with the reviews of our clients.

Luana Savings Bank offers exceptional rates and is easy to work with.

Hilario Gerlach

Kind staff great facility

Dr. Jess Bartell

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Luana, Iowa

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Luana, Iowa are taken out problem-free. The interest rate is conditional on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Luana Savings Bank help take out a payday loan in Luana, Iowa?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Luana, Iowa may help level up your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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