Welcome to Our Online Loan Referral Service

5 2 reviews

105 Marion St, Martelle, IA 52305, USA
+1 (319) 482-2370
exchangestatebank.net
Thursday
8AM–3:30PM
Friday
8AM–3:30PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–3:30PM
Tuesday
8AM–3:30PM
Wednesday
8AM–3:30PM

Domain Info

Created Date

2001-07-31

Mailing Address

Iowa, United States

Company Name

Walker State Bank

Walker State Bank

Contact Data

Feedback about The Exchange State Bank?

Here you get acquainted with the reviews of our customers.

Thanks to the employees for the competent service. They helped out in difficult times. For application you only need an ID.

Fred Zieme V

The Exchange State Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Jayne Krajcik II

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Fabian Muller Jr.

Thanks to the employees for the competent service. They helped out in difficult times. For application you only need an ID.

Keven Schimmel

I apply quite often. I am satisfied with the terms. There is online day and night service.

Randy Padberg

I took out a payday loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a interest rate, but here it was approved as I wanted.

Anthony Konopelski

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Martelle, Iowa

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Martelle, ia. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will The Exchange State Bank help take out a payday loan in Martelle, Iowa?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Martelle, Iowa. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

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