Welcome to Our Online Loan Referral Service

3.9 30 reviews

25 W State St, Mason City, IA 50401, USA
+1 (641) 424-2368
www.centcu.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about CENT Credit Union?

Here you grapple with the reviews of our clients.

Very friendly great with loans gave my daughter first loan too Jake is great guy

Diana Wyman

Great customer service, family oriented and friendly atmosphere!!

Dr. Alan Heidenreich

Wonderful people and Awesome Service!

Miss Jazlyn Swaniawski

The people are friendly, they are willing to give money on almost anything.

Mr. Reese Brown V

Ok prices on what works, but alot is broken, dirty and disorganized.

Clemens Smitham

Would highly recommend this place for anyone in a cash strapped situation.

Verda Anderson

Great customer service, family oriented and friendly atmosphere!!

Prof. Griffin Langworth DVM

Wonderful people and Awesome Service!

Mrs. Allene Wehner

They've messed up my account 3 times taking out money that wasn't authorized.

Dr. Derek Anderson

Easy options for checking and savings accounts.

Miss Rosamond Kreiger

Always very helpful staff!

Timmy Beahan

Pay Attention

Payday lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Mason City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Mason City, Iowa are taken out problem-free. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will CENT Credit Union help take out a loan in Mason City, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Mason City, ia will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Mason City, Iowa

United Bank of Iowa

320 Front St, Pierson, IA 51048, USA

+1 (712) 375-5329

www.unitedbk.bank

Cedar Rapids Bank & Trust

2711 Bever Ave SE, Cedar Rapids, IA 52403, USA

+1 (319) 896-6194

www.crbt.bank

Peoples State Bank Office of South Ottumwa Savings Bank

102 S Main St, Albia, IA 52531, USA

+1 (641) 932-7887

www.sosb-ia.com

Quad City Bank & Trust

5405 Utica Ridge Rd #100, Davenport, IA 52807, USA

+1 (563) 459-0100

www.qcbt.com

Edward Jones - Financial Advisor: Mark Binsfield

203 1st St W NW, Mt Vernon, IA 52314, USA

+1 (319) 895-8601

www.edwardjones.com

Bank Iowa

604 Franklin St, Pella, IA 50219, USA

+1 (641) 628-1056

www.bankiowa.bank

LPI Loans

4201 Glass Rd NE, Cedar Rapids, IA 52402, USA

+1 (319) 393-0700

lpiloans.com

Bank of the West

411 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 965-8855

www.bankofthewest.com

Edward Jones - Financial Advisor: Wade J Nash

308 1st Ave Ste 120, Coralville, IA 52241, USA

+1 (319) 499-5869

www.edwardjones.com

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