Welcome to Our Online Loan Referral Service

3.9 30 reviews

25 W State St, Mason City, IA 50401, USA
+1 (641) 424-2368

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about CENT Credit Union?

Here you grapple with the reviews of our clients.

Very friendly great with loans gave my daughter first loan too Jake is great guy

Diana Wyman

Great customer service, family oriented and friendly atmosphere!!

Dr. Alan Heidenreich

Wonderful people and Awesome Service!

Miss Jazlyn Swaniawski

The people are friendly, they are willing to give money on almost anything.

Mr. Reese Brown V

Ok prices on what works, but alot is broken, dirty and disorganized.

Clemens Smitham

Would highly recommend this place for anyone in a cash strapped situation.

Verda Anderson

Great customer service, family oriented and friendly atmosphere!!

Prof. Griffin Langworth DVM

Wonderful people and Awesome Service!

Mrs. Allene Wehner

They've messed up my account 3 times taking out money that wasn't authorized.

Dr. Derek Anderson

Easy options for checking and savings accounts.

Miss Rosamond Kreiger

Always very helpful staff!

Timmy Beahan

Pay Attention

Payday lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Mason City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Mason City, Iowa are taken out problem-free. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.


337% *

Max Loan


Min Term

Not Specified

Max Term

31 days

How will CENT Credit Union help take out a loan in Mason City, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Mason City, ia will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Mason City, Iowa


304 W Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-0600


Regions Bank

114 N Howard St, Indianola, IA 50125, USA

+1 (515) 442-8260


Edward Jones - Financial Advisor: C.J. Hash, AAMS®

410 N 18th St, Centerville, IA 52544, USA

+1 (641) 437-4250


Edward Jones - Financial Advisor: Larry S Laughlin

1217 N 6th Ave #2, Winterset, IA 50273, USA

+1 (515) 462-1091


Peoples Bank

303 Main St, Rippey, IA 50235, USA

+1 (515) 436-7418


Ascentra Credit Union

2419 Park Ave, Muscatine, IA 52761, USA

+1 (563) 263-1470


Wayland State Bank

109 S Locust St, Winfield, IA 52659, USA

+1 (319) 257-3305


Farm Credit Services of America

1902 D Ave W, Oskaloosa, IA 52577, USA

+1 (641) 682-8778


United Bank of Iowa

408 US-30, Dunlap, IA 51529, USA

+1 (712) 643-1114