Welcome to Our Online Loan Referral Service

3.7 22 reviews

640 S Federal Ave, Mason City, IA 50401, USA
+1 (888) 424-2281
www.niccu.com
Friday
9AM–6PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-07-23

Mailing Address

640 S FEDERAL AVE, MASON CITY, IA, 50401-5059, United States

Company Name

North Iowa Community Credit Union

North Iowa Community Credit Union

Contact Data

mjurgens@niccu.com

+1.6414242281

+1.6414246013

Feedback about North Iowa Community Credit Union?

Here you read the feedback of our clients.

Wow, very disappointed I couldn't get a loan. Awesome place to do business, Hopefully Someday I can get a loan.

Edythe Cormier

NICCU is a full service financial institution.

Kennedy Terry

Unprofessional and callous with other people's access to their livelihood.

Brandt Koepp

NICCU is a full service financial institution.

Triston Satterfield Jr.

Unprofessional and callous with other people's access to their livelihood.

Alfredo Mayer

Awesome place to do business, Hopefully Someday I can get a loan.

Tyshawn Skiles MD

Staff is always nice bathrooms are clean, food is great at Wendy's.

Robert Braun

This loves location doesn't have any internet service👎👎

Madge Walter

Clean place w good showers and great food/drink choices!

Ms. Lisette Bradtke DVM

Great customer service.

Michael Koss

Great people very nice !🤗

Kyra Wisoky

I was helped by Virginia in Austin mn Walmart.

Teresa Boehm

My husband and I had a great experience with our tax professional Colbe.

Mariah Fay

She answered every question articulately and helped us get a good return!

Ms. Oleta Crist

I highly recommend her services.

Mr. Baron Hudson DDS

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Mason City, Iowa

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Mason City, Iowa is issued easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will North Iowa Community Credit Union help take out a payday loan in Mason City, Iowa?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Mason City, ia will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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Reliance State Bank

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