Welcome to Our Online Loan Referral Service

4.3 7 reviews

4063 4th St SW, Mason City, IA 50401, USA
+1 (641) 423-2281
www.niccu.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-23

Mailing Address

640 S FEDERAL AVE, MASON CITY, IA, 50401-5059, United States

Company Name

North Iowa Community Credit Union

North Iowa Community Credit Union

Contact Data

mjurgens@niccu.com

+1.6414242281

+1.6414246013

Feedback about North Iowa Community Credit Union?

Here you see the reviews of our customers.

Awesome place to do business, I Hope to be able to get a loan from them someday.

Lelah Morissette

Entire staff was very helpful.

Dr. Ferne Yost DVM

Pay Attention

Above-specified info provides the details about a exact lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Mason City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Mason City, Iowa is taken out easily and fast. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will North Iowa Community Credit Union help issue a payday loan in Mason City, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Mason City, ia will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Regions Bank

412 Mulberry St, Waterloo, IA 50703, USA

+1 (319) 429-7570

www.regions.com

ATM (Regions Bank)

510 A Ave, Vinton, IA 52349, USA

+1 (800) 734-4667

www.regions.com

New Hampton Security State Bank

923 N Linn Ave, New Hampton, IA 50659, USA

+1 (641) 229-8500

www.mysecuritystate.com

First Newton National Bank

1821 1st Ave E, Newton, IA 50208, USA

+1 (641) 792-9420

www.fnnbbank.com

Leighton State Bank

900 Washington St, Pella, IA 50219, USA

+1 (641) 628-1566

www.leightonbank.com

Principal Financial Group

12000 Meredith Dr, Urbandale, IA 50323, USA

+1 (515) 608-5295

www.principal.com

Bank of the West

5721 Merle Hay Rd Ste 10, Johnston, IA 50131, USA

+1 (515) 657-6105

www.bankofthewest.com

U.S. Bank Branch

1100 W Platt St, Maquoketa, IA 52060, USA

+1 (563) 652-6746

locations.usbank.com

Bank of the West

718 E Main St, Lamoni, IA 50140, USA

+1 (641) 784-6961

www.bankofthewest.com

Top