Welcome to Our Online Loan Referral Service

4.7 10 reviews

2601 4th St SW, Mason City, IA 50401, USA
+1 (641) 423-1600
www.myfcb.bank
Friday
8AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our customers.

The people who work at this location are friendly, very helpful and understand.

Eulalia Tremblay

Friendly service inside, but needs correction online.

Larissa Leuschke

Over all very friendly and helpful staff.

Mrs. Lauryn Schinner

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Mason City, Iowa

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Mason City, Iowa is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a payday loan in Mason City, Iowa?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Mason City, Iowa. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Iowa Prairie Bank

240 Linn St, Brunsville, IA 51008, USA

+1 (712) 533-6441

www.iowapb.com

Edward Jones - Financial Advisor: Troy A Delagardelle, AAMS®

4901 University Ave Suite B, Cedar Falls, IA 50613, USA

+1 (319) 277-4446

www.edwardjones.com

United Bank of Iowa

219 Main St, Ida Grove, IA 51445, USA

+1 (712) 364-3393

www.unitedbk.bank

Hills Bank

1401 S Gilbert St, Iowa City, IA 52240, USA

+1 (319) 338-1277

www.hillsbank.com

Edward Jones - Financial Advisor: John K Stookesberry

110 S Madison St, Bloomfield, IA 52537, USA

+1 (641) 664-2044

www.edwardjones.com

Edward Jones - Financial Advisor: Brett F Adams

1205 W Hwy 30 Suite F, Carroll, IA 51401, USA

+1 (712) 792-2999

www.edwardjones.com

Keystone Savings Bank

81 Main St, Keystone, IA 52249, USA

+1 (319) 442-3218

www.ksbiowa.com

Atkins Savings Bank & Trust

97 Main Ave, Atkins, IA 52206, USA

+1 (319) 446-7700

www.atkinssavingsbank.com

Ascentra Credit Union

2019 Grant St, Bettendorf, IA 52722, USA

+1 (563) 355-0152

www.ascentra.org

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