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Feedback about First Citizens Bank?
Here you get acquainted with the reviews of our customers.
The people who work at this location are friendly, very helpful and understand.
Eulalia Tremblay
Friendly service inside, but needs correction online.
Larissa Leuschke
Over all very friendly and helpful staff.
Mrs. Lauryn Schinner
Pay Attention
Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.
Payday Loans in Mason City, Iowa
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.
Such financial products as payday loan in Mason City, Iowa is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will First Citizens Bank help take out a payday loan in Mason City, Iowa?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every client should fill in the following data:
Then press a Submit button to get an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Mason City, Iowa. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Mason City, Iowa
U.S. Bank ATM - Quad Cities Downtown
201 W 2nd St, Davenport, IA 52801, USA
+1 (800) 872-2657
usbank.com
Chec King Payday Advance
2222 E 53rd St #4, Davenport, IA 52807, USA
+1 (563) 355-4059
chec-king.com
Vibrant Credit Union
414 61st St Suite 1, Des Moines, IA 50312, USA
+1 (800) 323-5109
vibrantcreditunion.org
