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4.3 16 reviews
Loan agency in Mason City, Iowa

606 S Federal Ave Suite 1, Mason City, IA 50401, USA
+1 (641) 424-2222
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Hometown Cash Advance?

Here you grapple with the feedback of our customers.

Very family friendly staff! :)

Keara Waelchi

Come see us at our new location!

Prof. Constantin Lakin

Great place, always have a great attitude.

Gust Larson

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Mason City, Iowa

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and quick to issue loans in Mason City, Iowa. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Hometown Cash Advance help issue a loan in Mason City, Iowa?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Mason City, ia will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Mason City, Iowa

Clinton National Bank

817 9th Ave, Camanche, IA 52730, USA

+1 (563) 259-8371

www.clintonnational.com

Northwest Bank & Trust Company

1454 Locust St, Davenport, IA 52804, USA

+1 (563) 388-2511

www.northwestbank.com

Edward Jones - Financial Advisor: Bobbie Holliday

100 E 2nd St, Muscatine, IA 52761, USA

+1 (563) 263-2556

www.edwardjones.com

Wells Fargo Bank

200 W State St, Jefferson, IA 50129, USA

+1 (515) 386-3141

www.wellsfargo.com

Victor State Bank

201 Washington St, Victor, IA 52347, USA

+1 (319) 647-2231

www.victorstatebank.com

United Bank of Iowa

124 Oak St, Moorhead, IA 51558, USA

+1 (712) 886-5252

www.unitedbk.bank

EZ Money Check Cashing

1824 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-0400

council-bluffs-ia-broadway.getezmoney.com

Washington State Bank

121 S Marion Ave, Washington, IA 52353, USA

+1 (800) 714-2287

www.washsb.com

Clear Lake Bank & Trust

322 Main Ave, Clear Lake, IA 50428, USA

+1 (641) 357-7121

www.clearlakebank.com

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