Fidelity Bank & Trust Payday Loans Review

5 2 reviews

Organization owner?

424 E Oak St, Monticello, IA 52310, USA

+1 (319) 465-7010

www.bankfidelity.com

Sunday

Closed

Monday

7:30AM–5:30PM

Tuesday

7:30AM–5:30PM

Wednesday

7:30AM–5:30PM

Thursday

7:30AM–5:30PM

Friday

7:30AM–5:30PM

Saturday

7:30–10:30AM

Domain Info

Created Date

1999-12-14

Mailing Address

Iowa, United States

Company Name

TAG Communications, Inc.

Contact Data

Feedback about Fidelity Bank & Trust?

Here you get acquainted with the feedback of our customers.

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Dr. Justus Swaniawski

Disappointed! Was denied to take out $1,000. Only $400 was approved.

Roma Friesen

Sky-scraper interest rate. When paying off a loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Prof. Roger Heidenreich

100% sleeky company. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Prof. Cleo Hayes

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Monticello, New York

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Monticello, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will Fidelity Bank & Trust help take out a payday loan in Monticello, New York?

24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Monticello, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Monticello, Iowa

Walmart Money Center

4200 Dodge St, Dubuque, IA 52003, USA

www.walmart.com

Iowa State Bank & Trust Co

55 S 4th St, Fairfield, IA 52556, USA

+1 (641) 472-3161

www.myiowastatebank.com