Welcome to Our Online Loan Referral Service

2.6 7 reviews

337 S Main St, Monticello, IA 52310, USA
+1 (563) 652-4400
www.dutrac.org
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM

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Feedback about Du Trac Community Credit Union?

Here you read the reviews of our customers.

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Kaley Miller

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Zander Brakus

I issued $300 for several days. When the loan was returned, they applied a huge commissions, I had to pay almost $400.

Isabel Nolan

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Monticello, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Monticello, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Du Trac Community Credit Union help issue a loan in Monticello, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Monticello, New York. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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Wells Fargo Bank

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Farm Credit Services of America

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Washington State Bank

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Edward Jones - Financial Advisor: Brandon Kain

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