Feedback about Citizens State Bank?
Here you read the feedback of our clients.
Not the first time I use Citizens State Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.
Dr. Colt Cummings DDS
Citizens State Bank seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.
Gianni Gusikowski
It was necessary to improve the credit history, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Citizens State Bank. The rating improved after several loans paid back.
Dr. Marielle Green IV
Pay Attention
The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with general information about payday loans.
Payday Loans in New Vienna, Ohio
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Payday loans in New Vienna, Ohio are taken out problem-free. The interest percentage depends on the borrower's personal information: if you repay more payday loans, the more favorable terms and rates lenders offer.
APR
28%
Max Loan
$1,000
Min Term
91 days
Max Term
1 year
How will Citizens State Bank help take out a loan in New Vienna, Ohio?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in New Vienna, oh consider this circumstance not a hindrence to issue a loan. The borrower of a loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on a due date and not only solve current problems, but improve the credit score.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.
APR Calculator
Other Payday Lenders in New Vienna, Iowa
Dana Uhlenhopp: Lincoln Savings Bank
402 N Main St, Allison, IA 50602, USA
+1 (319) 267-2742
www.mylsb.com
Northwestern Mutual Financial
2430 Glasgow Rd, Fairfield, IA 52556, USA
+1 (641) 469-5301
www.northwesternmutual.com
West Bank - Drive-Up Only
3255 99th St, Urbandale, IA 50322, USA
+1 (515) 222-2302
www.westbankstrong.com
Edward Jones - Financial Advisor: Bobbie Holliday
100 E 2nd St, Muscatine, IA 52761, USA
+1 (563) 263-2556
www.edwardjones.com
