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What people think about United Bank of Iowa?
Below you find some of the testimonials of our clients.
A good loan provider. The lender quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Hermann Wilkinson
I needed $500 to buy a suit for a party. The only solution was to apply for a cash advance. Found a lot of companies online. United Bank of Iowa seemed the most reliable loan provider in Onawa.
Duncan Hahn
Simple application. I only filled in an ID and a bank account. Immedaite approval. The first time I was approved for $500 only. Hope the available amount will be more next time. APR is competitive. Repaid the loan . If required, the term can be also extended.
Dr. Cecilia Gaylord DDS
Was invited to a wedding but was broke at that time. A friend recommended me to contact United Bank of Iowa. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was fast.
Isabell Ledner
Pay Attention
The previous three items describe a specific company. But below you can find common information about payday loans.
Payday Loans in Onawa, Iowa
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Onawa, Iowa is are easy to get. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help consumers who have bad credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments on scheduled.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Onawa, Iowa
MidWestOne Financial Group Inc
124 S 1st St, Oskaloosa, IA 52577, USA
+1 (641) 673-4587
www.midwestone.com
Edward Jones - Financial Advisor: Greg Fleming
608 Main St, Keokuk, IA 52632, USA
+1 (319) 524-8023
www.edwardjones.com
Advance America
1702 W Burlington Ave Ste. #100, Fairfield, IA 52556, USA
+1 (641) 472-2143
www.advanceamerica.net
U.S. Bank ATM - Dubuque - Hy-Vee
4800 Asbury Rd, Dubuque, IA 52002, USA
+1 (800) 872-2657
usbank.com
